Your agent

Protect your health and your family's, without the hassle

We compare Obamacare, Medicare Advantage, supplemental and dental plans. A licensed agent helps you pick the right one, free and with no obligation.

  • Free consultation, no obligation
  • Agent with a license you can verify on NIPR
  • We stay with you after you enroll
Mary Francesca Difranco, agente de One Way Insurance
Mary Francesca Difranco
Health & Life Insurance Agent
Phone
Coverage
Nationwide
FL License
NPN
Dates you should know

Enrollment periods don't wait

Two windows a year decide whether you can buy or switch plans. Once they close, you wait until next year, unless you have an event that opens a special period.

These windows are set by the federal government and repeat every year, unless CMS announces a change. Outside them you can only enroll with an event that opens a special period: losing your coverage, moving, getting married, or having a child. If you're not sure whether you have one, that's exactly the kind of question Mary settles in one call.

Obamacare (ACA) Open Enrollment
November 1 to January 15, for the following year's coverage. Enroll before December 15 and your plan starts January 1; enroll after that and it starts February 1.
Medicare Annual Enrollment (AEP)
October 15 to December 7 every year, to switch or enroll in a Medicare Advantage or prescription drug plan.
The problem

Choosing insurance shouldn't be this hard

What you're feeling right now

  • You don't understand the difference between so many plans and technical terms.
  • You're worried about overpaying, or that something is being hidden from you.
  • You don't know if your doctor or your medications are covered.
  • You're not sure if you qualify for government help.

With Mary, it's different

  • We explain every option in plain language, no jargon.
  • We compare real prices so you pay a fair amount.
  • We verify your doctor and medications are covered.
  • We check for free if you qualify for government subsidies.
0
Years holding an active license
FL
We serve clients across the United States
0
Types of insurance under one roof
ES/EN
Support in Spanish and English

We work with carriers like

CignaFlorida BlueHumanaGlobe LifeAmbetterBright HealthCare
Map of the United States with the most populated metropolitan areas New York Los Angeles Chicago Houston Phoenix Philadelphia Dallas Miami Atlanta Denver Seattle Boston
Where we work

All of the United States, whatever your state

Guidance doesn't depend on where you live: Miami or Los Angeles gets the same service, by phone, WhatsApp, or video call, in Spanish or English.

What does change by state and county are the available plans, the doctor networks, and even the Medicaid rules. In both Medicare and the Marketplace, what is on offer is defined by area. That is why your ZIP code is one of the first things we ask for.

  • New York
  • Los Angeles
  • Chicago
  • Houston
  • Phoenix
  • Philadelphia
  • Dallas
  • Miami
  • Atlanta
  • Denver
  • Seattle
  • Boston

The dots mark the country's largest metropolitan areas. They are not physical offices.

Our services

Choose the coverage you need

Every plan explained in simple terms, no fine print.

Tool

Tell us your situation and we'll tell you where to start

Pick the line closest to your case. In a second we'll tell you which type of coverage is yours and why.

Without leaving this page

Know which one fits? Let Mary confirm it

A minute now saves you weeks of second-guessing. Mary reviews your specific case, tells you whether what you're considering actually applies, and if not, which one does. Free and with no obligation.

Just your name and phone. We'll cover the rest by WhatsApp or a call, whichever you prefer.

Got it,

We have your details and we will get back to you as soon as we can. If you would rather not wait, call us or message us on WhatsApp and we will help you right now.

We will be calling from this number. Save it so you recognise the call:

How it works

From your first call to active coverage

A simple process, no pressure.

01

Tell us about your situation

We talk by phone or WhatsApp about your budget and needs.

02

We compare your options

We review the plans available in your area, no jargon.

03

We confirm your coverage

We verify your doctors and medications are covered.

04

We stay with you all year

We remain available for questions, changes, or renewal.

Why choose us

Honest guidance, not a rushed sale

Free consultation

Comparing your options with us costs nothing.

Personal attention

We explain every plan in simple terms, no jargon.

Support all year round

We stay available after you enroll, not just during the sale.

Mary Francesca Difranco
Mary Francesca Difranco
Health & Life Insurance Agent
FL License
NPN
Your agent

Meet Mary Francesca Difranco

Mary has held an active license since 2015 for health and life insurance, and helps families across the country understand their health coverage options. Her approach is simple: explain every plan in clear terms so you can decide with confidence, no pressure, no fine print.

You can publicly verify her license on NIPR.com before making a decision.

Frequently asked questions

Common questions before you start

Nothing. The consultation and guidance are completely free for you. We're compensated by the insurance carriers, not by you.
Obamacare (ACA) is for people under 65 and may include government subsidies based on your income. Medicare is mainly for people 65 and older.
There's an Open Enrollment period every year. Outside those dates, you may qualify for a Special Enrollment Period if you had changes like losing a job, moving, or family changes.
Yes, always. Mary and her team explain everything in your language.
Yes. We only use it for your quote and so an agent can contact you. We never sell it.
Not necessarily. Many legal residents and other immigration categories qualify for Obamacare or Medicare. Mary reviews your specific case, for free.
A PPO lets you see specialists without a referral and has a wider network. An HMO is usually more affordable, but requires choosing a primary doctor and getting referrals for specialists.
Get your quote

Request your free quote in 1 minute

Fill in your info and an agent will contact you within 24 hours.

  • No purchase obligation
  • Response within 24 hours
  • Personalized attention

You can reply STOP at any time to stop receiving messages. Giving your consent is not a condition of purchasing a plan. We never share your information with unrelated third parties.

Got it,

We have your details and we will get back to you as soon as we can. If you would rather not wait, call us or message us on WhatsApp and we will help you right now.

We will be calling from this number. Save it so you recognise the call: